Author: staff@jalopnik.com (John Brandon)

Oscar Wong/Getty Images For anyone who has a freshly minted driver’s license and is able to hit the road with the opposite 243 million drivers within the U.S., there’s one “gotcha” that is hard to predict. Insurance firms are inclined to reward experience that comes as you age and stick younger drivers with the next premium, mostly because they do not often know how one can handle a dangerous situation. Imagine entering an intersection within the family minivan. You look to your left, then to your right, and at last begin to edge forward. Suddenly, you see a automobile making…